So your ready to get Started Investing

Here are just a few do's and dont's, the most important factor is to speak with a professional, someone who will take in to consideration your needs and Goals.

Understand the RISK involved, understand your goals, understand your time frame, value of money.

There are so many factors to implement into your decision , just be sure to not go it alone and be aware of RISK.

1. Don't think there is no Risk in Losing your money.

2. Don't put yourself in a position to lose your entire assets .

3. Don't rely on predictions by anyone about the direction of the markets or what to buy or sell in 2011, 2012 or beyond.

4. Do understand that no one can predict random events. If your broker couldn't call the worst crash in 50 years, and the ensuing rapid recovery, why do you believe there predictive skills have improved?

5. Don't hold individual stocks, bonds, variable annuities, equity indexed annuities, private equity funds, principal protected notes, high dividend stocks, or options in your account.

6. Do understand that some of the investments in #5 are high commission, high expense products that benefit the seller and reduce your returns. The balance make no sense because you are taking additional risk without the prospect of a higher expected return.

7. Don't believe the television advertisements you see or radio advertisements or advertisements in the paper about "what you should invest in".

8. Do understand that market returns are yours for the taking but come with RISK.

9. Don't believe the advertised returns of actively managed mutual funds represent the actual returns investors in those funds achieved.

10. Do understand that most investors achieve a fraction of advertised returns because they jump in and out of their funds, usually at the wrong time.

If you are considering Retirement Planning, call for a free consultation today.