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Life Insurance

Final Expense

Burial life insurance or final expense insurance provides permanent coverage, level premiums and accumulates cash value. Another feature of this insurance is that it tends to have small policies. Most are available from $5,000 to $25,000; thereby allowing each insured to tailor a policy to meet his or her needs. A death benefit is payable upon the insured's death. Most offer a non-medical approach allowing the client to have some type of relief instead of being a financial burden on there relatives and loved ones.

Burial Life Insurance, or Final Expense, policies have three important characteristics:

1. The life insurance coverage is permanent.

2. Life insurance premiums never change.

3. The life insurance policy accumulates cash value.

Additional costs are often associated with the death of an individual: Legal Fees,Funeral Expense which in today's rates range between $8000-$10,000 and in the next few years this number will increase due to inflation.

Burial Insurance and Final Expense policies are simplified to make your life easier and allow you to have piece of mind.

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